The Prop.com Platform (hereinafter - “Prop.com” or the “Company”) is operated by PCH Technology LLC, a company registered in the United Arab Emirates, with its principal office located at One by Omniyat, Suite 2504, Dubai, UAE, under registration number 1981062. In this legal risk notice (hereinafter - “notice”), all references to “we,” “us,” or “our” refer to Prop.com unless otherwise specified.
This notice is intended to inform users (hereinafter - “you” or “User”) of the potential risks associated with accessing or using the Platform (including any websites, mobile applications, or other interfaces through which the Platform is accessed). This notice forms part of any contract, agreement, or terms of service you enter with the Company. By accessing or using the Platform, you acknowledge that you have read, understood, and accepted these risks.
This notice does not capture every possible risk associated with digital assets, tokenized real estate. You should carefully evaluate your own financial circumstances, conduct independent research, and consider seeking advice from qualified professionals before engaging in any transactions.
1. Risks Relating to Digital Assets
Price Volatility:
The value of Digital Assets (e.g., cryptocurrencies, tokenized securities, or other tokenized interests) can be highly unpredictable. Prices may rise or fall rapidly due to market sentiment, regulatory actions, technological issues, or other unforeseen factors. You could lose your entire investment
Nature of Digital Assets:
Digital Assets are not legal tender and are not guaranteed by any government or central bank. Their value depends solely on the willingness of others to accept them in exchange. Under extreme conditions, a digital asset could become illiquid or worthless.
Nature of Digital Assets:
Digital Assets are not legal tender and are not guaranteed by any government or central bank. Their value depends solely on the willingness of others to accept them in exchange. Under extreme conditions, a digital asset could become illiquid or worthless.
Blockchain and Technological Vulnerabilities
Digital assets typically rely on decentralized blockchain networks that are susceptible to security breaches, hardware or software failures, network disruptions, hacking, and other cyber threats. These risks may impact your ability to access, transfer, or utilize digital assets.
Irreversible Transactions
Many digital asset transactions are recorded on public blockchains and may be irreversible. Should you send digital assets to the wrong address or become a victim of fraud, you may be unable to recover those funds.
Regulatory Uncertainty
Laws, regulations, and directives related to digital assets are rapidly evolving. Changes in legislation or regulatory guidance - whether local, national, or international - could adversely affect the legality, value, or availability of certain digital assets and the Platform’s services.
No Insurance Protection
Holdings of Digital Assets on the Platform are not insured by any government deposit insurer or comparable program. In the event of cyberattacks, insolvency, or other issues, there is no guarantee you will recover your losses.
2. Real Estate-Specific Disclaimers
Because some Digital Assets on the Platform may represent tokenized real estate, you should be aware of the following additional risks and considerations:
Real Estate Market Risk
Real estate - whether tokenized or not - is subject to market fluctuations, local regulations, changes in supply and demand, liquidity constraints, and other factors (e.g., vacancy, maintenance costs). The property market can be illiquid, which may result in longer holding periods before a resale is possible or a difficulty in finding a buyer at your desired price.
Legal Structure of Tokenized Interests
Holding a tokenized real estate asset may not translate into direct ownership of the physical property. Instead, you may hold a beneficial interest or a share in a legal entity (e.g., an SPV, trust, or securitization vehicle) that owns or manages the property.
You should understand the legal rights and limitations conferred by such tokens, including any voting rights, dividend or distribution rights, and transfer restrictions.
Geographical / Local Regulatory Risks
Real estate investments are governed by local laws (zoning, landlord-tenant regulations, property taxes, etc.), which may vary significantly by region.
Changes in local regulations could affect the property’s value, your ability to earn income, or even your right to transact in certain tokenized real estate assets.
Investors located in different jurisdictions may face specific rules or prohibitions on investing in tokenized real estate.
Token holders may be impacted if local authorities impose restrictions or new requirements on ownership structures, transfer processes, or tokenized forms of property. Such developments can limit your ability to sell, manage, or benefit from the underlying real estate.
No Guaranteed Income
If any potential rental income, dividends, or other returns are advertised, such returns are not guaranteed. Actual income depends on rental occupancy rates, property management practices, market conditions, and other factors beyond the Company’s control.
Property Management and Maintenance
As a token holder, you typically rely on a management company or designated manager to oversee maintenance, tenant relations, and day-to-day operations of the underlying property. You generally have no direct control over property management decisions.
Liquidity and Secondary Market Uncertainty
A secondary market for tokenized real estate may be limited or subject to regulatory permissions.
Even if a secondary market is available, there is no guarantee you will be able to sell your tokens promptly or at a favorable price.
Suitability and No Reliance on Past Performance
Investing in real estate (including tokenized real estate) may not be suitable for all investors, particularly those with low risk tolerance or who require high liquidity.
Historical real estate returns are not a guarantee of future performance. As with all investments, you could lose some or all of your principal.
3. Additional Considerations
System and Operational Issues
Our Platform relies on complex technological infrastructure, including third-party systems for order routing, transaction settlement, and other operations. Technical failures, software or hardware malfunctions, maintenance downtime, or connectivity problems may affect your activities and cause order delays or execution errors.
Potential Tax Liabilities
Gains, losses, or other income realized from trading or holding digital assets may be subject to taxes, levies, or duties under applicable laws. Tax regulations for digital assets are evolving and may change, potentially with retroactive effect. You are solely responsible for complying with any tax obligations arising from your use of the Platform.
Legal and Compliance Factors
The Platform is not registered as a broker, dealer, national securities exchange, capital market service provider, or alternative trading system in any jurisdiction. Consequently, transactions facilitated through the Platform are generally not supervised or regulated by governmental or self-regulatory entities, which may increase legal and compliance risks.
Age Limit
By accessing the Platform, you represent that you are at least 18 years of age or the age of majority in your jurisdiction. If you are under this age, you must refrain from using the services; we do not knowingly accept transactions from or process data of minors.
No Investment Advice
Neither the Company nor its officers, employees, or affiliates provide financial, legal, or tax advice. Any decision to buy, sell, hold, or otherwise deal with digital assets or tokenized real estate is made at your sole discretion and risk.
No Guarantees
The Company makes no warranties or representations regarding the performance of the Platform, any digital asset, or any tokenized real estate interest. Past performance is not indicative of future results, and all transactions carry inherent risks. We do not guarantee the liquidity or future resale value of any digital asset or tokenized real estate token.
4. Notice Updates
Prop.com reserves the right to modify or update this Risk Disclosure notice at any time. Any changes will be posted to the Platform and take immediate effect, unless stated otherwise. We may also provide additional notices (e.g., email notifications) for material updates. Your continued use of the Platform after the effective date of a revised notice constitutes your acceptance of the updated terms.
5. Contact Information
If you have questions, concerns, or require clarification regarding this v, please contact us at:
Email: data@prop.com
Postal Address: PCH Technology LLC, One by Omniyat, Suite 2504, Dubai, UAE
We encourage you to stay informed about all legal disclosures relevant to your activities on the Platform, including this notice, any Terms of Use, and our Privacy & Data Policy.
Disclaimer: This notice is provided solely for informational purposes and does not encompass all risks or address every circumstance. Users should conduct their own due diligence and consult with professional advisors where appropriate, before engaging in transactions involving digital assets, tokenized real estate on the Platform.